Paying for Care – Helpful FAQ on Paying for Elderly Care

There are several ways to pay for elderly care services, including:

• Private Pay: Paying directly out of pocket for services.
• Medicaid Waivers: If eligible, seniors can use Medicaid waivers to cover home care services.
• Health Insurance: Some health insurance plans, including Sentara Health Plans, may cover home care services.
• Long-Term Care Insurance: Some policies cover home care services, depending on the plan.

Medicare typically does not cover personal care services (like help with bathing or dressing) unless they are provided under a skilled nursing care plan, such as following surgery or illness. However, Medicare may help with medical services that are part of home care, such as physical therapy. 

 Medicaid eligibility varies by state, but it is generally based on income, assets, and medical need. In Virginia, there are Medicaid waivers available for home and community-based services, which may cover personal care and other home care services. 

The cost of elderly care can vary depending on the type and amount of care needed. At SuBon Home Care, we provide flexible pricing based on your unique needs and can help you find the most affordable options. 

Yes, at SuBon Home Care, we work with families to set up payment plans that fit their budget. We also accept Virginia Medicaid Waivers and Sentara Health Plans to help manage the cost of care. 

There are financial assistance options available, including state-funded programs, veterans benefits, and non-profit organizations that provide support for families. Our team at SuBon Home Care can help connect you with these resources.